ISA - Cash

  • The J.P. Morgan Cash ISA invests in the JPM Sterling Liquidity Fund
  • The minimum investment is £1,000 per investment, with regular contributions of £100 per investment and £100 minimum for top-ups
  • You can invest either with a lump sum or with regular payments: monthly, quarterly, half-yearly or yearly

The ISA rules:

  • No set investment term - invest for as long or as short a period as you wish
  • There’s no income tax or capital gains tax to pay on investments held in an ISA*
  • The minimum investment in the J.P. Morgan ISA is £100 per month.
  • You can invest up to £5,100 in a Cash ISA, and also invest another £5,100 in a Stocks & Shares ISA - this applies initially only to those aged 50 years or over on or before 5 April 2010: the new limits will be available to all from 6 April 2010
  • You don't need to include ISAs in your annual self-assessment tax return

* The level of tax benefits and liabilities arising from investment will depend on individual circumstances and may change in the future.