Personal finance
Study highlights impact of annuity rates on pension income
09 February 2012
Pension savers have been urged to make sure they negotiate favourable pension charges and the best annuity rates; failure to do so can lead to a significant reduction in final income. »
UK debt profile changing as incomes remain stretched
08 February 2012
Brits are being urged to think carefully about their financial futures as one expert reveals the profile of the average debtor is changing, with many experiencing the knock-on effect from pay freezes and high living costs. »
Parents are under pressure from university costs
07 February 2012
The increasing cost of university is putting financial pressure on parents »
Retirement saving is 'not a priority' for young people
07 February 2012
Young Brits need to pay more attention to financial planning to prevent debts in retirement »
Gender impacts financial planning approach
06 February 2012
Women take fewer risks than men and are less likely to plan for the future »
British firms urged to embrace pensions auto enrolment
03 February 2012
British companies have a key role in helping to make sure that pensions auto-enrolment is effective and creates a culture of saving and investment, according to a top pension provider. »
Chinese investment is a play on global growth, says expert
02 February 2012
China is still depending on the eurozone as an export market for its growth, but the long-term strength of the economy looks good as it aims to become a major player in the world economy, according to one expert. »
Middle earners facing growing asset inequality
26 January 2012
Those in the 'squeezed middle' may not see their incomes return to pre-recession levels until 2020, a thinktank claims, during which time they will not be able to build up assets that will sustain them in later life. »
Retirement debt report highlights need for a financial plan
25 January 2012
Around a fifth of those who plan to retire this year will do so with significant debts, according to a new survey, highlighting the need to take professional advice and make a financial plan for later life. »
Brits to pull back on spending in 2012
23 January 2012
Despite their being a slight bounce in retail sales during December, a new survey shows that Britons plan to reduce their spending and save more in 2012, as economic realities hit home. »
An attitude of saving is important for children, expert claims
20 January 2012
With the economic climate still difficult and job prospects worsening for younger people, one expert believes it is more important than ever for parents to invest in their children's financial futures from an early age, instilling them with an attitude of saving rather than spending. »
Brits urged to take regular advice on retirement planning
19 January 2012
Regular advice regarding retirement planning is vital in the current economic climate, an expert claims, with annuity rates dropping to low levels and reducing the value of pension income, and the investment market remaining volatile. »
Monthly budgeting a challenge for 16m Brits
17 January 2012
British workers continue to feel the pinch as many struggle to stay on top of their monthly budgets. »
Brits braced for extended wage freezes
13 January 2012
UK workers are facing another year of low to non-existent wage growth. »
Expert calls for govt help with pensions investment
12 January 2012
Pension funds should receive government incentives to invest in local infrastructure projects, it is claimed. »