J.P. Morgan OEIC and SICAV fund summary
If you’re looking for growth to your initial investment or to generate a regular income, our funds give you a wide range of options that target potential stock and bond market gains. Before you invest, familiarise yourself with the product summary below and also read the Key Features and Terms and Conditions, and the Simplified Prospectus.
| J.P. Morgan OEIC and SICAV funds | |
|---|---|
| Annual investment limit for 2011/2012 tax year | No limit in an Investment Account. £10,680 if bought through the 2011/12 J.P. Morgan ISA With a J.P. Morgan SIPP your annual contribution allowance is £50,000, which can be backdated over three years and added if previous limits are unused |
| Minimum investment – lump sum | £500 per transaction |
| Minimum investment – regular savings | £50 per transaction |
| Minimum top up – lump sum | £100 per transaction |
| Investment risk | Varies depending on the investment fund |
| Tax efficiency | If held within an ISA or SIPP, no tax to declare on dividends or income, no capital gains tax, no tax to declare in tax return |
| Income or growth | Income and growth options available |
| Charges (within WealthManager+) | No initial charge Annual Management Charge (AMC) – Refer to relevant Simplified Prospectus or Annual Report & Accounts (note this is charged at fund level) Annual account fee from 0 – 0.5%. Note that VAT may apply to Annual account fees in accordance with legislation |
| Cash Interest | Interest paid on cash held in your Account is calculated daily and paid monthly. The current rate of interest is 0.35% as at 1st October 2011. |
| Investment term/horizon | Medium - Long |
| Investment choice | One of the widest ranges in the industry. Choose from developed to emerging markets funds, from bond to equity income funds |
You should always remember that investments can fall as well as rise in value and you may not get back the full amount invested. The level of tax benefits and liabilities will depend on individual circumstances and may change in the future.
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How to invest in an investment fund
Essential information
Before investing you should take the time to read all the relevant legal information and make yourself aware of the investment risks involved.
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