J.P. Morgan ISA summary
Investing in an Individual Savings Account (ISA) can help maximise your savings. Before you invest, familiarise yourself with the product summary below and also read the Key Features and Terms and Conditions, together with either the Simplified Prospectus (if you’re investing in a fund) or the Investment Trust Profiles Brochure (if you choose an investment trust).
| J.P. Morgan Stocks and Shares ISA (WealthManager+) | |
|---|---|
| Tax year dates | 6 April – 5 April |
| Annual investment limit for 2012/2013 tax year | £11,280 per tax year |
| Minimum investment – lump sum | £500 per transaction |
| Minimum investment – regular savings | £50 per month |
| Minimum top up – lump sum | £100 |
| Investment risk | Varies dependent on the underlying investment |
| Tax efficiency |
No tax to declare on dividends or income
No Capital Gains Tax No tax to declare in tax return |
| Income or growth | Income and growth options available |
| Charges |
Set up and transfers in are free
No initial charge for buying and selling J.P. Morgan Managed Funds; Funds from other Fund managers may incur an initial charge. Brokerage fee of up to £10 per transaction may be charged Annual account fee from 0% - 0.5%. |
| Cash Interest | Interest paid on cash held in your Account is calculated daily and paid monthly. The current rate of interest is 0.35% as at 1 October 2011. |
| Investment term/horizon | Medium - Long |
| Investment choice |
Over 30 J.P. Morgan
OEICs
Over 20 J.P. Morgan Investment Trusts Selected J.P. Morgan SICAVs Other fund managers FTSE All-Share equities Bonds Exchange traded funds |
| Minimum age | 18 |
| Residency requirements | UK for tax purposes |
You should always remember that investments can fall as well as rise in value and you may not get back the full amount invested.
Apply for your ISA online
It’s quick and easy to apply for a J.P. Morgan
ISA, providing you with a tax efficient and cost effective way to manage your savings.
How to open an ISA
Sharing our investment views with you
Watch edited highlights of our recent client event, featuring "A Guide to the Markets" from Tom Elliott, Global Strategist, J.P. Morgan and an interview with triple Olympic Gold Medallist, Ben Ainslie.
Essential information
Before investing you should take the time to read all the relevant legal information and make yourself aware of the investment risks involved.
Find out more
Please remember that the value of investments and the income from them can go down as well as up, and you may not get back the full amount invested. The tax benefits and liabilities will depend on individual circumstances and may change in the future.
Past performance is not a guide to the future.