Pension transfers
Pension planning can be particularly difficult if you’ve changed jobs regularly over the years and built up several pension pots. Some of your older pension schemes may be hindered by limited investment choice, or worse still, your pensions may be dwindling due to high charges.
With a low minimum transfer amount even the smallest pension pots can be consolidated.
It’s easy to open an account. Furthermore, we don’t charge an additional fee for transferring into the J.P. Morgan SIPP, so you can start putting your pension finances in order as quickly as possible. Further information on J.P. Morgan SIPP fees and charges.
Our pension transfer team is on hand if you need help at any stage in the transfer process.
Please read the J.P. Morgan SIPP Key Features Document and Terms and Conditions and complete the Pension Transfer Form and we will contact your existing pension providers and arrange all the transfer documentation.
Things to consider before you transfer
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Benefits of your existing pension
Upon completing the Pension Transfer Form, the J.P. Morgan SIPP Transfer team will provide you with an overview of your current key benefits so that you can take this information into account when deciding on the pension transfer. You will then have an opportunity to decide, based on all the information, whether to go ahead with the transfer or not. The key considerations include:
- Any exit penalties from your existing provider
- Whether your plan has any guaranteed benefits
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Choose your investments
You will need to tell us where you want to invest. You can choose from our wide range of J.P. Morgan funds and investment trusts. You can also invest in funds from other leading providers, UK company shares or exchange traded funds, all available on our online platform, J.P. Morgan WealthManager+. Find out about the full range available
We do not give advice on the suitability of transferring any pension funds into your J.P. Morgan SIPP. We therefore strongly recommend that you take financial advice before transferring in pension funds or if you are in any doubt about the suitability of an investment. Find out if this is the right decision for your personal circumstances by talking to an independent financial adviser - find an IFA at unbiased.co.uk.
J.P. Morgan Asset Management reserves the right to refuse any transfer in. Further details on the types of circumstances where this might occur can be found in our Key Features and Terms and Conditions.
Related content
How do I open a SIPP?
J.P. Morgan SIPP at a glance
Options at retirement
Essential information
Before investing you should take the time to read all the relevant legal information and make yourself aware of the investment risks involved.
Find out more
Please remember that the value of investments and the income from them can fall as well as rise and investors may not get back the original amount invested.
Past performance is not a guide to the future.